A Business Owner Policy - or "BOP" is an insurance policy that combines protection from all major property and liability risks in one package. A BOP is a package that assembles the basic coverages required by a business owner in one bundle. It is usually sold at a premium that is less than the total cost of the individual coverages
A typical business owner policy includes: property insurance, business interruption, crime, vehicle coverage and liability insurance.
Depending on additional risks a business owner might face, your agent can identify additional components to be added to the policy.